Are you one of the millions of UK motorists who may have been mis-sold a car finance deal?
Livingston Carnegie is here to help you reclaim what’s rightfully yours.
Many drivers have unknowingly paid thousands in hidden fees, inflated interest rates, and undisclosed charges on their PCP (Personal Contract Purchase) and Hire Purchase agreements.
With Livingston Carnegie, you could reclaim £000s in mis-sold finance costs and get the compensation you deserve.
When taking out a car finance agreement, many buyers were not given full disclosure on key details, such as:
At Livingstone Carnegie, we specialize in identifying and reclaiming hidden fees and unfair charges on car finance agreements. Our team has a proven track record in handling complex claims with a personalized, no-nonsense approach. Here’s what you can expect:
Our team at Livingston Carnegie makes it easy to reclaim hidden costs on your car finance. Here’s how it works:
We’ve helped clients reclaim fees on finance agreements with:
A PCP finance claim is pursued by consumers who face issues with their Personal Contract Purchase agreements, a common car financing option including initial and monthly payments, plus a final ‘balloon’ payment. Eligibility for claims extends to agreements signed within the last 10 years, covering concerns like mis-selling, unfair terms, poor affordability checks, and disputes over charges.These claims aim for compensation due to unfair practices or misinformation in the PCP agreement.
A Hire Purchase (HP) claim involves legal action against finance companies or dealerships over issues with an HP agreement, where you pay fixed monthly amounts for a vehicle without a final balloon payment, unlike PCP agreements Commonly used by business customers but also available personally, if you’ve entered into an HP agreement within the last 10 years, you may be eligible to claim. Reasons for claims include mis-selling, unfaircontract terms, inadequate affordability checks, and disputes over the quality of goods. HP claims aim to address disputes and seek compensation for any unfair practices or misrepresentation encountered.
Fill in our online form to find out if your eligible to make a PCP claim
Talk through the details of your PCP claim with one of our experts
We'll lodge a claim against the IFA, bank or intermediary on your behalf
Wait for the outcome and the compensation you deserve
Fill in our online form to find out if your eligible to make a PCP claim
Talk through the details of your PCP claim with one of our experts
We'll lodge a claim against the IFA, bank or intermediary on your behalf
Wait for the outcome and the compensation you deserve
Livingston Carnegie Limited is authorised and regulated by the Financial Conduct Authority. Our Firm Reference Number is [To be completed upon auth]. We are permitted to act as a Claims Management Company.
You may check this information on the FCA’s Register by visiting www.fca.org.uk/register or by contacting them on 0800 111 6768 (Freephone) or 0300 500 8082 from the UK, or +44 207 066 1000 from abroad.
Some of the services that we provide are not regulated by the Financial Conduct Authority. You will be advised in advance of any such proposal or service.